The marker will stay on your file for 13 months. Having a Cifas marker on your file serves as a warning to future lenders that you’ve been a victim, or are vulnerable to becoming a victim, of fraud. Lenders are legally obliged to report such concerns. This marker is provided by Cifas, a not-for-profit fraud prevention service.Ĭifas markers are put on credit files by lenders in cases where they believe there has been an attempt at fraud by people mis-using a loan applicant’s identity. When you check your credit file, keep an eye out for a ‘Victim of impersonation’ notice. Improving your credit score in these situation involves taking many of the steps on this page. If you’ve been a victim of identity impersonation or credit fraud, your credit score might have taken a hit.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |